REAL ESTATE STRATEGY SESSION
A Personalized 1 on 1 Session where we discuss:
What your personal circumstances are
Are you single, from a family, wanting to do a Joint Venture, or have other circumstances?
What you intend to do
Do you intend to buy a single investment property, forever home or leverage a large property portfolio?
How much serviceability you have
Income, assets, liabilities, secondary sources of income, pre-approval, deposit?
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Risks that may impact your strategy
Market risk, interest rate risk, environmental risk, are you self-employed, have any legal issues?
OUR INVESTMENT STRATEGIES
CAPITAL GROWTH
Strategy
The focus of this strategy is to buy in markets that will perform at 7% or more Capital Growth, meaning the properties will double roughly every 8-10 years.
Location
These are properties located in Major Captial Cities or Affluent Larger Regional Centres with a high income demographic and a severe shortage of stock.
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Requirements
This is suited to those who are focused on building wealth leveraging their way to a small amount of properties, over a course of two or more market cycles. Individuals who wish to engage in this strategy will require a larger deposit and a higher serviceability to ensure they are able to break into the markets of higher Capital Growth.
CASH FLOW
Strategy
The focus of cash flow properties, is to leverage the power of borrowing into multiple properties fast.
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Location
Primarily, properties are located in Regional Centres & Smaller Capital Cities. The requirement is a minimum of a 5% yield year on year, which allows clients to further leverage into further properties.
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Requirements
The upfront costs are significantly lower and clients require a much smaller deposit and serviceability to engage within this strategy.
CAPITAL GROWTH & CASH FLOW
Strategy
The focus of this strategy is a mixed approach. This depends on a few different factors; where you intend to buy, the point of the market cycle and your present and future serviceability.
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Location
Alike to the Capital Growth & Cash Flow strategies, properties may be in Capital Cities or Regional Centres, both large and small depending on a clients circumstance.
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Requirements
Depending on the above factors, a client may need a higher level of serviceability, or potentially a lower level of serviceability, alike to the deposit required.
IMPLEMENTED STRATEGIC SUCCESS
Purchase Year: 2015
Purchase Price: $775 000
Present Value: $1.42 Million
Weekly Rent: $650 a week
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Capital Growth: 10.09% p.a.
Rental Yield on Purchase: 4.36% p.a.
Bayside - Melbourne
Capital Growth
Purchase Year: 2016
Purchase Price: $220 000
Present Value: $290 000
Weekly Rent: $340 a week
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Capital Growth: 5.53% p.a.
Rental Yield on Purchase: 8.04% p.a.
Regional Victoria
Cash Flow
Purchase Year: 2015
Purchase Price: $500 000
Present Value: $780 000
Weekly Rent: $700 a week
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Capital Growth: 7.41% p.a.
Rental Yield on Purchase: 7.28% p.a.
Regional NSW
Capital Growth & Cash Flow
INTERESTING FACTS ABOUT REAL ESTATE
Size​
$8.1 Trillion, as of May 2021.
51% of all household Wealth is in Real Estate - 39% in Owner Occupied Housing, 12% in Investment or Holiday Housing.
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Price
Sydney is the 3rd most expensive city on Earth, with Melbourne also breaking into the top 10 as of 2021.
Suburbs in Major Capital Cities, such as Kew in Melbourne have had average capital growth of between 8-9% for over 130 years.
Due to the price of Residential Real Estate, Australians are now the wealthiest nation on earth, per capita.
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Market
There is a shortage of over 200 000 dwellings presently as of 2021.
Foreign Investment within School Catchment Zones has largely forced Higher Capital Growth in our Major Capital Cities.
The average Owner Occupied Mortage is $515 000.
